Bullard, McLeod & Associates, Inc. ("Company") is an SEC registered investment advisor located in Albany, New York. Company and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisors by those states in which Company maintains clients. Company may only transact business in those states in which it is registered, or qualifies for an exemption of exclusion from registration requirements. Company's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Company's web site on the Internet should not be construed by any consumer and/or prospective client as Company's solicitiation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Company with a prospective client shall be conducted by a representative that is either registered or qualifiies for an exemption or exclusion from registeration in the state where the prospective client resides. For information pertaining to the registration status of Company, please contact the SEC or the state securities regulators for those states in which Company maintains a notice filing. A copy of Company's current written disclosure statement discussing Company's business operations, services, and fees is available from Company upon written request. Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevence of any information prepared by any unaffiliated third party, whether linked to Company web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. 

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken and recommended by Company), will be profitable or equal and historical performance level(s). 

Certain portions of Company's web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Company (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Company, or from any other investment professional. Company is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting, or tax advice. 

Rankings and/or recognition by unaffilitated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Company is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Company by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. 

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Company's web site, the client and/or prospective client ackowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Company, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Company's web site, to release and hold harmless Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independet of his/her/its receipt of personalized individual advice from Company. 



Information throughout this site, and any linked site, is obtained from sources which we believe to reliable, but there are no warranties, expressed or implied, as to accuracy, completeness, or results obtained from any information posted on this website. Information and opinions are subject to change without notice. Different types of investments and investment strategies involve varying degrees of risk and may not be suitable for all investors. Past performance is not an indicator of future performance. Historical performance results for investment indexes and/or sectors generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would decrease historical performance results.


When you access certain links on our website, notably under the CLIENT PORTAL, is password-protected. Access to these areas is restricted to authorized users only. The user in password protected areas is responsible for any use of the password and for maintaining the confidentiality of their password.


In the nature of conducting our business, BMA collects information about its clients which is personal and nonpublic. We take your trust and privacy very seriously and do not disclose nonpublic information about our clients to anyone, except as permitted and required by law in order to effect a requested transaction or to provide requested services or to maintain or service an account. We get this information from applications or other forms. We also get information concerning transactions clients make with us or with others. We do not sell client information to third party businesses. When clients close their accounts, any information we have in our files will continue to be subject to the same policy. BMA restricts access to personal and account information to those employees who need to know that information in order to help provide services to the client. We also maintain physical, electronic, and procedural safeguards to guard any nonpublic personal information. A copy of BMA's complete Privacy Policy is available upon request.

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